If you are involved in an accident that was not your fault with an uninsured or untraceable driver, this policy will help you recover your losses through the Bureau of Automobile Insurers. This group offers a compensation fund, funded by all car insurers in the UK, for victims of uninsured driving. Unfortunately, in such cases, the policy can only provide a refund of uninsured claims – they cannot provide a guaranteed replacement vehicle if you are hit by an uninsured or untraceable driver. Uninsured losses are losses that are not covered by your auto insurance or any other policy you may already have. We can also help you get back on the road quickly after an accident that wasn`t your fault by offering you a replacement vehicle and high-quality repairs. Using our service to repair your vehicle means you don`t have to claim your car insurance, so you can avoid paying your policy deductible We also arrange a rental vehicle similar to yours and claim the rental and repair costs from the other party`s insurance company.*** * Our Legal Care Plus coverage is almost 50% cheaper than most legal expenses insurance, which is usually used as a supplement to car insurance. Source: Comparison of automobile insurance premiums with supplementary legal expenses insurance, concluded on July 26, 2022 with www.comparethemarket.com. Each policy covers specific claims to varying degrees. Restrictions may apply.
The legal protection of motor vehicles defends you against lawsuits in road traffic. If you are involved in an accident that is not your fault, Motor Legal Protection offers up to £100,000 in recovery of legal fees and can help you recover uninsured losses such as excess and personal injury. It also helps protect you from lawsuits and claims against uninsured drivers. Auto legal expenses insurance is designed to ensure that policyholders do not lose financially if they are involved in a traffic collision that is not their fault. It covers legal fees related to the prosecution of claims for loss of income, policy surpluses and costs of the personal injury claim and much more. Your car insurance won`t help you get them back. Without this coverage, you either have to pay for a lawyer to try to get it back for you, or you could lose completely. RAC Motor Legal Protection Insurance may cover legal costs if you are sued for a traffic offence as part of our legal defense. Legal Care Plus is about 50% cheaper than most other auto legal protection insurances. The average cost of buying legal expenses insurance with your car insurance is around £30. But RAC`s Legal Care Plus policy is only £15.
Legal Care Plus does all this for you and covers up to five policyholders. We`ve compared prices from other market-leading providers so you can see what we mean. For a high-quality cover that won`t let you out of your pocket, we`re the leader. Please note that while we have done our best to show how the price of our policy compares to others on the market, this is not an exact comparison as some of the smaller details of the policies may vary. Protect yourself from bodily injury and loss not covered elsewhere with up to £100,000 in legal fees if you are involved in a car accident that is not your fault if you have a claim that is likely to succeed. Read What is Engine Protection to get an explanation of the benefits available. The legal protection of motor vehicles is mainly used to provide assistance after an accident without fault on your part. Like any legal expenses insurance, claims are assessed on a “reasonable chance of success.” This means that your claim will be sued as long as there is a 51% chance that your case will succeed and your losses will be recovered. In cases where responsibility for the accident can be shared, the claim will be sued as long as there is a more than 51% probability that the case will succeed, and the policy will aim to compensate for the losses against the debt.
This policy covers you in or on all vehicles for which you are insured. These include cars, vans, motorcycles and motorhomes. It also covers damage to anything you tow at the time of the accident, provided the accident is not your fault. Unlike other legal expenses insurance policies, Legal Care Plus includes a 24/7 legal helpline that provides advice on any personal legal issues you may have. Note: The guidelines included in our Silver/Motor Prosecution Defence table are those that clearly indicate that a Motor Prosecution Defense feature is included in the policy. While we guarantee up to £100,000 in legal assistance in the event of motor vehicle lawsuits, some policies do not specify the amount they will provide and have therefore been marked as such. We cannot cover legal fees for incidents that occurred prior to the purchase of this insurance. Our standalone policy means you can get the best coverage for your auto insurance and the best coverage for auto legal protection without compromising on quality or cost. So don`t settle for the second best, but consider buying independently with Best Price FS. If you take out car legal protection in addition to your Admiral car insurance, you will have legal cover of up to £100,000 if you are involved in a no-fault accident on your part. The tables show the lowest annual premiums available from February 2015 and compare our bronze and silver packages with car legal protection policies that provide £100,000 of legal cover for a no-fault accident on their part and £100,000 for money for motor Prosecution Defence.
If you find that your insurer is not included, it is likely that they have not reached the level of coverage we offer. Like Your deductible and bodily injury by the guilty driver after the car accident. Provided there is a reasonable prospect that your claim will be accepted. Unlike a “no-win, no-fee” service, our legal team will never reduce your compensation – with Motor Legal Protection, you will always receive 100% of your eligible payment. And unlike membership clubs that offer free legal protection for cars on an ad hoc basis, your insurance policy with us means that we are committed to providing the services we say we will provide. We are authorised and regulated by the Financial Conduct Authority, so if you ever have a complaint, you have the right to report it to the Financial Ombudsman.
